Disclaimer

1. General information only

The content on this Website, including articles, insights, case studies, frameworks, templates, tools, videos and downloadable resources, is provided for general information purposes only. It is not professional advice tailored to your specific circumstances and should not be relied upon as such. Every organisation's situation is different, and you should obtain advice specific to your circumstances before acting, or refraining from acting, on anything you read on the Website.

2. No consulting relationship is created

Browsing the Website, reading its content, submitting an enquiry form, booking an introductory call, or corresponding with us by email, phone or messaging apps does not by itself create a consultant–client relationship between you and APJ Advisory.

A consultant–client relationship exists only once a written proposal, engagement letter, statement of work or other agreement has been accepted by both parties (an "Engagement Agreement"). Please do not send confidential or commercially sensitive information through the Website until an Engagement Agreement or a non-disclosure agreement is in place.

3. Not legal, tax, financial or investment advice

Unless expressly stated in an Engagement Agreement, neither the Website content nor our services constitute legal, tax, accounting, audit, investment or other regulated professional advice. We do not hold ourselves out as advocates, chartered accountants, company secretaries or SEBI-registered investment advisers. Where your matter requires such advice, please consult a suitably qualified and registered professional.

4. Accuracy and completeness

We make reasonable efforts to ensure that the information on the Website is accurate and up to date. However, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability of the Website or its content. Laws, regulations, market conditions and industry practices change frequently, and content reflects the position as at its date of publication. We are under no obligation to update content after it is published.

The Website and its content are provided on an "as is" and "as available" basis. Any reliance you place on such information is strictly at your own risk.

5. No guarantee of results

The outcome of any consulting engagement depends on many factors outside our control, including how recommendations are implemented, the availability and accuracy of information provided to us, market conditions and the actions of third parties. Case studies, examples, statistics and projections shown on the Website describe results achieved in particular circumstances and are illustrative only. They are not a promise or guarantee that you will achieve similar results.

6. Testimonials and client references

Testimonials, reviews and client references on the Website reflect the genuine experiences and opinions of the individuals or organisations concerned and are published with their permission. They do not represent the experience of every client. If we have provided anything of value in exchange for a testimonial or endorsement, we will disclose this clearly alongside it.

7. Views and opinions

Articles, blog posts, podcasts, webinars and social media content authored by our consultants, guest contributors or other third parties represent the views of their authors at the time of writing. They do not necessarily reflect the views of APJ Advisory or of any client.

8. External links

The Website may contain links to third-party websites, tools or resources for your convenience. We do not control and are not responsible for the content, availability, security or privacy practices of those websites. A link does not imply our endorsement of, or affiliation with, the linked website or its owner. You access third-party websites at your own risk and should review their terms and privacy policies.

9. Third-party names and trademarks

Company names, logos and trademarks of third parties (including client logos) that appear on the Website belong to their respective owners. Their appearance does not imply endorsement, sponsorship or any affiliation beyond what is expressly stated, and they are displayed with permission where required.

10. Limitation of liability

To the maximum extent permitted by applicable law, APJ Jewels Private Limited, its directors, officers, employees, consultants and affiliates shall not be liable for any loss or damage of any kind, whether direct, indirect, incidental, special or consequential, including loss of profit, revenue, data, goodwill or business opportunity, arising out of or in connection with your access to, use of, or reliance on the Website or its content, or your inability to access the Website.

Nothing in this Disclaimer excludes or limits any liability that cannot be excluded or limited under applicable law. Our liability in relation to services provided under an Engagement Agreement is governed solely by that agreement.

11. Website availability and security

We do not warrant that the Website will be uninterrupted, error-free or free of viruses or other harmful components. We may suspend, withdraw or change any part of the Website without notice. You are responsible for using appropriate security software when accessing the Website and downloading any material from it.

12. Order of precedence

If there is any conflict between this Disclaimer and an Engagement Agreement, the Engagement Agreement will prevail in respect of the services covered by it.

13. Changes to this Disclaimer

We may update this Disclaimer from time to time. The revised version will be posted on this page with an updated "Last updated" date. Your continued use of the Website after changes are posted means you accept the revised Disclaimer.

14. Governing law

This Disclaimer is governed by the laws of India. Subject to the dispute resolution clause in our Terms and Conditions, the courts at Mumbai shall have exclusive jurisdiction over any matter arising from it.

15. Contact us

If you have any questions about this Disclaimer, please contact us: